The Basics of Renter’s Insurance
In my post about understanding homeowner’s insurance, I explained that it covers much more than just the physical structure of your house. Two of the major extra coverages are your belongings and your...
View ArticleHow to Prepare for Home Insurance Claims
Your homeowner’s or renter’s policy will cover your belonging if they are damaged or stolen. Here’s the problem. To collect on a claim, you have to prove what you lost. If your house burns down or...
View ArticleHomeowner’s Insurance Exclusions
Every insurance policy has exclusions and limitations. A “cause of loss” exclusion means that although your property is normally covered, if it was damaged or lost in a specific way the insurance...
View ArticleCar rental insurance lessons from Seinfeld
Do you remember the episode where Jerry rents a car. This may jog your memory. Jerry opts to purchase the optional insurance. (Note: It’s a bad idea to tell the rental agency you intend to damage...
View ArticleAdvice on getting the best car insurance rate
I’ m looking to put together a guide on buying car insurance. I know I will include a section on understanding the exact amount of coverage you need, as well as getting competitive quotes. I will...
View Article6 steps to getting the best car insurance value
1. Know the types of coverage available This means understanding liability coverage, knowing the difference between collision and comprehensive, and understanding uninsured/under-insured motorist...
View ArticleInsurance information on the web
The Internet is a large place full of the good and the bad. There’s a lot of information on insurance too, good and bad. Here are some resources I find helpful. Wikipedia is always one of my goto...
View ArticleWhen do you need liability coverage?
Most people carry some liability insurance. If you drive a car in the U.S. you are required to have liability coverage. It’s a reasonable requirement, in my opinion. There’s a chance you’ll injure...
View ArticleInsurance42 on Facebook
If you’re interested, take a minute to check out our new Facebook page. I hope the facebook page will be more interactive allowing actual discussions.
View ArticleUnderstanding the benefits and drawbacks of cheap insurance
The word “insurance” is mainly identified as a contract between two different parties to share a risk. Insurance provides businesses and individuals with security against major monetary losses caused...
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